Payout Scene	Payout Type	Purpose
C2C	Personal Payout	• `Salary`: Paying self • `Family Support`: Paying family • `Online Shopping`
B2C	Personal Payout	• Corporate `Payroll`: Sender as employment company or payroll company.

Flowchart of C2C Salary/Family Support Payment

Flowchart of B2C Payroll Payment

Required fields for Personal Payout scenarios

Comparison of C2C Salary/Family Support Payment and B2C Payroll Payment.

Fields	Fill in the fields	Chinese	Description	Required (C2C Salary/Family Support Payment)	Example (C2C Salary/Family Support Payment)	Required (B2C Payroll Payment)	Example (B2C Payroll Payment)	Required (C2C Alipay Payment)	Example (C2C Alipay Payment)
orderNo	Order NO	商户订单唯一编号	Merchant order unique number	✅	202401011234567	✅	202401011234567	✅
sourceCurrency	Source Currency	付款币种	Currently, we support USD, EUR, HKD, JPY, AUD, GBP, NZD, SGD, and CNY. If you have other requirements, please contact our account manager.	✅	AUD	✅	SGD	✅
sourceCurrency	~~Source Amount (optional)~~	~~付款金额 (选填)~~
payerId	Payer ID		For payroll payments, provide the unique Payer ID to streamline the transaction process. By passing the Payer ID, you can bypass the need to fill out additional payer fields. 1. Payer Specific ID: If you already know the unique identifier of your payer, you can submit this ID directly. Example: `48192038512094850123478901234567` 2. Company Name: Use the complete official full name of the company. Example: `FutureHR Tech Pte. Ltd.` 3. Registration Number: Input the company's official registration number. Example: `201345678K`.			🔲	48192038512094850123478901234567
payer → lastName	Payer Last Name (Chinese or English)	付款人姓（中文或英文）		✅	CHEN			✅
payer → firstName	Payer First Name (Chinese or English)	付款人名（中文或英文）		✅	DAWEN			✅
payer → fullName	Payer Full Name		If it is a payroll payment, please fill in the name of the company that pays the salary. (Pass Payer ID to skip filling this field)			✅	FutureHR Tech Pte. Ltd.
payer → nationality	Payer Nationality	付款人国籍	ISO 3166-1 two-digit and three-digit codes are acceptable. Note: ISO 3166-1 https://en.wikipedia.org/wiki/ISO_3166-1 If it is a Payroll Payment, please fill in the country of registration/resident country of the company that issues the salary. (Pass Payer ID to skip filling this field)	✅	CN	✅	SG	✅
payer → accountInfo → bankName	Payer Bank Name (optional)	付款人的本地银行名称（选填）		🔲	COMMONWEALTH BANK OF AUSTRALIA
payer → accountInfo → number	Payer Bank Account No	付款人的本地银行账号	If it is a Payroll Payment, please fill in the bank account number of the company that pays the salary. (Pass Payer ID to skip filling this field)	✅	50437362	✅	033-112-349876	✅
payer → gender	Gender	付款人性别	Fill in Male for men and Female for women	✅	Male			✅
payer → occupation	Payer Occupation	付款人的工作职业	You can refer to our recommended list, or provide the value in your system.	✅	Marketing researcher			✅
payer → idTYpe	Payer ID Type	付款人证件类型	Currently we support the following ID types, please choose one of them: .idcard .passport .driver .residence .workpermit .other	✅	Passport	🔲	Other	✅
payer → idCountry	ID Country Code	证件所属国家	ISO 3166-1 two-digit and three-digit codes are acceptable.	✅	AU	🔲	SG	✅
payer → idNumber	Payer ID No	付款人证件号码	If it is Payroll Payment, please fill in the company registration number of the company that pays the salary. (Pass Payer ID to skip filling this field)	✅	E317765222	🔲	201345678K	✅
payer → idIssueDate	ID Issue Date	证件签发日期	Currently we support the following three date formats: 1. YYYY-MM-DD 2. YYYYMMDD 3. YYYY/M/DD	✅	2011-12-31	🔲		✅
payer → idExpiryDate	ID Expire Date	证件有效期	Currently we support the following three date formats: 1. YYYY-MM-DD 2. YYYYMMDD 3. YYYY/M/DD	✅	2031-12-31			✅
payer → phoneNumber	Payer Phone Number	付款人手机号		✅	+61421992928			✅
	Payer Date of Birth	付款人出生日期	The format requirements are the same as "ID Expire Date" If it is a payroll payment, fill in the company’s registration date. (Pass Payer ID to skip filling this field)	✅	1964-12-19	🔲	2009-12-31	✅
payer → address → address	Addressline1	详细住所	You can refer to the list of the regions of the People's Republic of China, where you can fill in the Chinese or pinyin of the region. https://public.tratao.com/resources/16738635804257570.csv Please provide the address of the company that issues the salary if it is a payroll payment. (Pass Payer ID to skip filling this field)	✅	Unit 110 1 Pitt treetS	✅	50 Raffles Place, #30-01 Singapore Land Tower	✅
payer → address → city	City	城市	same as above	✅	Sydney	🔲	Singapore	✅
payer → address → state	District or State	区或州	same as above	✅	NSW	🔲	Central Business District	✅
payer → address → postCode	Post Code	邮编	same as above	✅	2000	🔲	048623	✅
payer → address → country	Country Code	国家代码	The payer's current country of residence	✅	AU	✅	SG	✅
fundsSource	Source of Funds	付款人资金来源	Currently, according to regulatory requirements, one of the following "Source of Funds" needs to be selected: . Employment income . Business Income . Part-time income . Saving deposits	✅	Employment income			✅
relationship	Relationship Between Payer and Payee	付款人和收款人关系	Currently, according to regulatory requirements, one of the following "Relationship Between Payer and Payee" needs to be selected: . Self . Spouse . Parent . Children . Sibling . Grandparent . Grandchildren . Employment	✅	Self	✅	Employment	✅
purpose	Transfer Purpose	汇款目的	At present, according to regulatory requirements, one of the following "Transfer Purpose" needs to be selected: . FamilySupport . Salary . Payroll . …	✅	Salary	✅	Payroll	✅
targetCurrency	Target Currency	收款币种	Currently, we support CNY, if you have other needs, you can contact our account manager.	✅	CNY	✅	CNY	✅
targetAmount	Target Amount	收款金额		✅	20000	✅	20000	✅
beneficiary → fullName	Payee Full Name (Chinese)	收款人姓名（中文）	If you are using the template Send_To_Bank_Accounts_Template_01, the name here must be in Chinese. Note: Please keep the same with the bank account name.	✅	陈大文	✅	陈大文
beneficiary → firstName	Payee FIrst Name (Pin Yin)	收款人名字（Pin Yin）						✅
beneficiary → lastName	Payee Last Name (Pin Yin)	收款人姓氏（Pin Yin）						✅
beneficiary → gender	Payee Gender	收款人性别	Require the same gender value as the payer	✅	Male	✅	Male
beneficiary → nationality	Payee Nationality	收款人国籍	ISO 3166-1 two-digit and three-digit codes are acceptable.	✅	CN	✅	CN
beneficiary → occupation	Payee Occupation Minor Group	收款人的工作职业小类别	Note: According to regulatory requirements, please be sure to select and fill in according to our requirements. Please refer to the Payee Occupation List below	✅	Marketing researcher	✅	Marketing researcher
beneficiary → address → postCode	Payee Postcode	收款人邮编	optional	✅		✅
beneficiary → address → state	Payee Province or State	收款人省份或州		✅	Tian Jin	✅	Tian Jin
beneficiary → address → city	Payee City	收款人城市		✅	Tian Jin	✅	Tian Jin
beneficiary → address → district	Payee Prefecture or District	收款人县或区		✅	He Ping	✅	He Ping
beneficiary → address → address	Payee Addressline1	收款人详细住所		✅	DAGUBEILU 222HAO AIQINGGONGYU 2210	✅	DAGUBEILU 222HAO AIQINGGONGYU 2210
beneficiary → phoneNumber	Payee Phone Number	收款人手机号码	Please fill in the mobile phone number reserved by the bank	✅		✅
beneficiary → idNumber	Payee ID Card No	收款人身份证号码	If you are using the Send_To_Bank_Accounts_Template_01 template, currently only Chinese mainland ID cards are supported.	✅	4109281989070941265	✅	4109281989070941265	✅
beneficiary → idIssueDate	Chinese ID Start Date	身份证有效期起	The format requirements are the same as "ID Expire Date"	✅	2010-01-21	✅	2010-01-21
beneficiary → idExpiryDate	Chinese ID Expire Date	身份证有效期止	The format requirements are the same as "ID Expire Date" Note: Long-term fill: 20991231	✅	2025-01-23	✅	2025-01-23
beneficiary → accountInfo → number	Payee Bank Account No	收款人银行账号	Currently, we support [UnionPay Debit Cards] issued by more than 500 mainstream banks in China, whether it is China's four major state-owned banks, city commercial banks, and rural credit cooperatives in various places. Note： . Credit cards are not supported for cross-border collection. . A very small number of payees [UnionPay debit card] will fail to collect money if they are in a frozen state.	✅	621529383736101111	✅	621529383736101111
beneficiary → accountInfo → routingType	Beneficiary Wallet Type	收款人电子钱包类型						✅	alipay / wechat
beneficiary → accountInfo → routingValue	Beneficiary Wallet ID	收款人电子钱包ID						✅	132029181431

Required fields for B2C Payroll Payment

Information released from the Payer ID of the employment company or payroll company.

Fill in the fields	Chinese	Description	Example
Payer Full Name		If it is a payroll payment, please fill in the name of the company that pays the salary.	FutureHR Tech Pte. Ltd.
Payer Nationality	付款人国籍	If it is a Payroll Payment, please fill in the country of registration/resident country of the company that issues the salary	SGP
Payer Bank Name (optional)	付款人的本地银行名称（选填）
Payer Bank Account No	付款人的本地银行账号	If it is a Payroll Payment, please fill in the bank account number of the company that pays the salary.	033-112-349876
Payer ID Type	付款人证件类型	Currently we support the following ID types, please choose one of them: .idcard .passport .driver .residence .workpermit .other	Other
ID Country Code	证件所属国家	ISO 3166-1 two-digit and three-digit codes are acceptable.	SGP
Payer ID No	付款人证件号码	If it is a Payroll Payment, please provide the company registration number of the company that pays the salary.	201345678K
Payer Date of Birth	付款人出生日期	Please provide the address of the company that issues the salary if it is a payroll payment.	2009-12-31
Addressline1	详细住所	Please provide the address of the company that issues the salary if it is a payroll payment.	50 Raffles Place, #30-01 Singapore Land Tower
City	城市	same as above	Singapore
District or State	区或州	same as above	Central Business District
Post Code	邮编	same as above	048623
Country Code	国家代码	The payer's current country of residence	Singapore

China Payout For Personal

Flowchart of C2C Salary/Family Support Payment

Flowchart of B2C Payroll Payment

Required fields for Personal Payout scenarios

Required fields for B2C Payroll Payment