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Payout Scene
Payout Type
Purpose
C2C
Personal Payout
Salary: Paying self • Family Support: Paying family • Online Shopping
B2C
Personal Payout
• Corporate Payroll: Sender as employment company or payroll company.

Flowchart of C2C Salary/Family Support Payment

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Flowchart of B2C Payroll Payment

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Required fields for Personal Payout scenarios

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Comparison of C2C Salary/Family Support Payment and B2C Payroll Payment.
Fields
Fill in the fields
Chinese
Description
Required (C2C Salary/Family Support Payment)
Example (C2C Salary/Family Support Payment)
Required (B2C Payroll Payment)
Example (B2C Payroll Payment)
Required (C2C Alipay Payment)
Example (C2C Alipay Payment)
orderNo
Order NO
商户订单唯一编号
Merchant order unique number
202401011234567
202401011234567
sourceCurrency
Source Currency
付款币种
Currently, we support USD, EUR, HKD, JPY, AUD, GBP, NZD, SGD, and CNY. If you have other requirements, please contact our account manager.
AUD
SGD
sourceCurrency
Source Amount (optional)
付款金额 (选填)
payerId
Payer ID
For payroll payments, provide the unique Payer ID to streamline the transaction process. By passing the Payer ID, you can bypass the need to fill out additional payer fields. 1. Payer Specific ID: If you already know the unique identifier of your payer, you can submit this ID directly. Example: 48192038512094850123478901234567 2. Company Name: Use the complete official full name of the company. Example: FutureHR Tech Pte. Ltd. 3. Registration Number: Input the company's official registration number. Example: 201345678K.
🔲 
48192038512094850123478901234567
payer → lastName
Payer Last Name (Chinese or English)
付款人姓(中文或英文)
CHEN
payer → firstName
Payer First Name (Chinese or English)
付款人名(中文或英文)
DAWEN
payer → fullName
Payer Full Name
If it is a payroll payment, please fill in the name of the company that pays the salary. (Pass Payer ID to skip filling this field)
FutureHR Tech Pte. Ltd.
payer → nationality
Payer Nationality
付款人国籍
ISO 3166-1 two-digit and three-digit codes are acceptable. Note: ISO 3166-1 https://en.wikipedia.org/wiki/ISO_3166-1 If it is a Payroll Payment, please fill in the country of registration/resident country of the company that issues the salary. (Pass Payer ID to skip filling this field)
CN
SG
payer → accountInfo → bankName
Payer Bank Name (optional)
付款人的本地银行名称(选填)
🔲
COMMONWEALTH BANK OF AUSTRALIA
payer → accountInfo → number
Payer Bank Account No
付款人的本地银行账号
If it is a Payroll Payment, please fill in the bank account number of the company that pays the salary. (Pass Payer ID to skip filling this field)
50437362
033-112-349876
payer → gender
Gender
付款人性别
Fill in Male for men and Female for women
Male
payer → occupation
Payer Occupation
付款人的工作职业
You can refer to our recommended list, or provide the value in your system.
Marketing researcher
payer → idTYpe
Payer ID Type
付款人证件类型
Currently we support the following ID types, please choose one of them: .idcard .passport .driver .residence .workpermit .other
Passport
🔲
Other
payer → idCountry
ID Country Code
证件所属国家
ISO 3166-1 two-digit and three-digit codes are acceptable.
AU
🔲
SG
payer → idNumber
Payer ID No
付款人证件号码
If it is Payroll Payment, please fill in the company registration number of the company that pays the salary. (Pass Payer ID to skip filling this field)
E317765222
🔲
201345678K
payer → idIssueDate
ID Issue Date
证件签发日期
Currently we support the following three date formats: 1. YYYY-MM-DD 2. YYYYMMDD 3. YYYY/M/DD
2011-12-31
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payer → idExpiryDate
ID Expire Date
证件有效期
Currently we support the following three date formats: 1. YYYY-MM-DD 2. YYYYMMDD 3. YYYY/M/DD
2031-12-31
payer → phoneNumber
Payer Phone Number
付款人手机号
+61421992928
Payer Date of Birth
付款人出生日期
The format requirements are the same as "ID Expire Date" If it is a payroll payment, fill in the company’s registration date. (Pass Payer ID to skip filling this field)
1964-12-19
🔲
2009-12-31
payer → address → address
Addressline1
详细住所
You can refer to the list of the regions of the People's Republic of China, where you can fill in the Chinese or pinyin of the region. https://public.tratao.com/resources/16738635804257570.csv Please provide the address of the company that issues the salary if it is a payroll payment. (Pass Payer ID to skip filling this field)
Unit 110 1 Pitt treetS
50 Raffles Place, #30-01 Singapore Land Tower
payer → address → city
City
城市
same as above
Sydney
🔲
Singapore
payer → address → state
District or State
区或州
same as above
NSW
🔲
Central Business District
payer → address → postCode
Post Code
邮编
same as above
2000
🔲
048623
payer → address → country
Country Code
国家代码
The payer's current country of residence
AU
SG
fundsSource
Source of Funds
付款人资金来源
Currently, according to regulatory requirements, one of the following "Source of Funds" needs to be selected: . Employment income . Business Income . Part-time income . Saving deposits
Employment income
relationship
Relationship Between Payer and Payee
付款人和收款人关系
Currently, according to regulatory requirements, one of the following "Relationship Between Payer and Payee" needs to be selected: . Self . Spouse . Parent . Children . Sibling . Grandparent . Grandchildren . Employment
Self
Employment
purpose
Transfer Purpose
汇款目的
At present, according to regulatory requirements, one of the following "Transfer Purpose" needs to be selected: . FamilySupport . Salary . Payroll . …
Salary
Payroll
targetCurrency
Target Currency
收款币种
Currently, we support CNY, if you have other needs, you can contact our account manager.
CNY
CNY
targetAmount
Target Amount
收款金额
20000
20000
beneficiary → fullName
Payee Full Name (Chinese)
收款人姓名(中文)
If you are using the template Send_To_Bank_Accounts_Template_01, the name here must be in Chinese. Note: Please keep the same with the bank account name.
陈大文
陈大文
beneficiary → firstName
Payee FIrst Name (Pin Yin)
收款人名字(Pin Yin)
beneficiary → lastName
Payee Last Name (Pin Yin)
收款人姓氏(Pin Yin)
beneficiary → gender
Payee Gender
收款人性别
Require the same gender value as the payer
Male
Male
beneficiary → nationality
Payee Nationality
收款人国籍
ISO 3166-1 two-digit and three-digit codes are acceptable.
CN
CN
beneficiary → occupation
Payee Occupation Minor Group
收款人的工作职业小类别
Note: According to regulatory requirements, please be sure to select and fill in according to our requirements. Please refer to the Payee Occupation List below
Marketing researcher
Marketing researcher
beneficiary → address → postCode
Payee Postcode
收款人邮编
optional
beneficiary → address → state
Payee Province or State
收款人省份或州
Tian Jin
Tian Jin
beneficiary → address → city
Payee City
收款人城市
Tian Jin
Tian Jin
beneficiary → address → district
Payee Prefecture or District
收款人县或区
He Ping
He Ping
beneficiary → address → address
Payee Addressline1
收款人详细住所
DAGUBEILU 222HAO AIQINGGONGYU 2210
DAGUBEILU 222HAO AIQINGGONGYU 2210
beneficiary → phoneNumber
Payee Phone Number
收款人手机号码
Please fill in the mobile phone number reserved by the bank
beneficiary → idNumber
Payee ID Card No
收款人身份证号码
If you are using the Send_To_Bank_Accounts_Template_01 template, currently only Chinese mainland ID cards are supported.
4109281989070941265
4109281989070941265
beneficiary → idIssueDate
Chinese ID Start Date
身份证有效期起
The format requirements are the same as "ID Expire Date"
2010-01-21
2010-01-21
beneficiary → idExpiryDate
Chinese ID Expire Date
身份证有效期止
The format requirements are the same as "ID Expire Date" Note: Long-term fill: 20991231
2025-01-23
2025-01-23
beneficiary → accountInfo → number
Payee Bank Account No
收款人银行账号
Currently, we support [UnionPay Debit Cards] issued by more than 500 mainstream banks in China, whether it is China's four major state-owned banks, city commercial banks, and rural credit cooperatives in various places. Note: . Credit cards are not supported for cross-border collection. . A very small number of payees [UnionPay debit card] will fail to collect money if they are in a frozen state.
621529383736101111
621529383736101111
beneficiary → accountInfo → routingType
Beneficiary Wallet Type
收款人电子钱包类型
alipay / wechat
beneficiary → accountInfo → routingValue
Beneficiary Wallet ID
收款人电子钱包ID
132029181431

Required fields for B2C Payroll Payment

Icon
Information released from the Payer ID of the employment company or payroll company.
Fill in the fields
Chinese
Description
Example
Payer Full Name
If it is a payroll payment, please fill in the name of the company that pays the salary.
FutureHR Tech Pte. Ltd.
Payer Nationality
付款人国籍
If it is a Payroll Payment, please fill in the country of registration/resident country of the company that issues the salary
SGP
Payer Bank Name (optional)
付款人的本地银行名称(选填)
Payer Bank Account No
付款人的本地银行账号
If it is a Payroll Payment, please fill in the bank account number of the company that pays the salary.
033-112-349876
Payer ID Type
付款人证件类型
Currently we support the following ID types, please choose one of them: .idcard .passport .driver .residence .workpermit .other
Other
ID Country Code
证件所属国家
ISO 3166-1 two-digit and three-digit codes are acceptable.
SGP
Payer ID No
付款人证件号码
If it is a Payroll Payment, please provide the company registration number of the company that pays the salary.
201345678K
Payer Date of Birth
付款人出生日期
Please provide the address of the company that issues the salary if it is a payroll payment.
2009-12-31
Addressline1
详细住所
Please provide the address of the company that issues the salary if it is a payroll payment.
50 Raffles Place, #30-01 Singapore Land Tower
City
城市
same as above
Singapore
District or State
区或州
same as above
Central Business District
Post Code
邮编
same as above
048623
Country Code
国家代码
The payer's current country of residence
Singapore